Financial Aid & Scholarships

Types of Financial Aid

Financial Aid encompasses a variety of different types of programs; federal and state grants, federal and state long-term educational loans, and federal and state work-study programs. Below is a list of the different financial aid programs available at Texas A&M University-Commerce.

Program	Minimum enrollment requirement	Based on financial need?	Graduates &/or undergraduates eligible?
ACG	12 hours	Yes	Undergraduate
BeOnTime Loan	12 hours	No	Undergraduate
College Access Loan	6 hours	No	Graduate & Undergraduate
Federal Parent Plus Loan for Graduates	6 hours	No	Graduate
Federal Parent Plus Loan	6 hours	No	Undergraduate
Federal Perkins Loan*	6 hours	Yes	Graduate & Undergraduate
Work-Study*	6 hours	Yes	Graduate & Undergraduate
Pell Grant	3 Hours	Yes	Undergraduate
SEOG Grant*	6 hours	Yes	Undergraduate
SLEAP/LEAP Grant	6 hours	Yes	Undergraduate
SMART Grant*	12 hours	Yes	Undergraduate
Stafford Subsidized Loan*	6 hours	Yes	Graduate & Undergraduate
Stafford Unsubsidized Loan	6 hours	No	Graduate & Undergraduate
Teach Grant	6 Hours	No	Graduate & Undergraduate
Texas Grant	n/a	Yes	Undergraduate
TPEG	6 hours	Yes	Graduate & Undergraduate

*Note: Additional information and/or procedures may be required for these options.

Click Here to view a Video Tutorial about what kind of Financial Aid is offered.

Click Here to view a Video Tutorial about Interest Rates for the different types of loans available.

Click Here to view a Video Tutorial about when repayment on student loans begin.

Click Here to view a Video Tutorial about what to do if your parents are denied a PLUS loan.

Click Here to view a Video Tutorial about when parents have to begin paying back their PLUS loan.

Department of Financial Aid and Scholarships
P.O. Box 3011
Texas A&M University-Commerce
Commerce, TX 75429-3011
Phone: 903-886-5096 Fax: 903-468-3256